Will You Be Prepared When the Time Comes?

Whether you plan to retire in 5 Years or 20, have you calculated your potential needs?  Have you considered the challenges that you may face?  Will you have a hedge in place so that you can safely withdraw your retirement funds while managing market volatility?  While walking the path toward retirement, it is easy to lose sight of the destination. Mr. Rogers once said that "often when you think you are at the end of something, you're at the beginning of something else."

What is Your Retirement Protection Strategy?

In today’s World, employer sponsored pensions are not as available as they once were, Social Security may only cover a portion of the income needed in retirement, healthcare costs can be substantial and as time goes by many individuals will need to plan on spending more years in retirement than their parents and grandparents did.

These risks (among others) mean that many of us are becoming increasingly more dependent upon our own savings to generate the income we will need to make it last for the rest of our days. There are a myriad of economic scenarios that could affect your income in retirement. Fortunately, you are not alone in the process of identifying those potential challenges and finding solutions tailored to your unique needs. 

Have You Considered Your Retirement Income Needs?

My objective is to help you preserve the assets you have worked so diligently to save, position those assets for continued growth and eventual income, help minimize your tax liabilities and protect your financial future. Some of the income strategies we utilize include:

 Deferred Annuities

Single Premium Deferred Annuities / Flexible Premium Deferred Annuities / Multi Year Guaranteed Annuities / Fixed Indexed Annuities 

Immediate Annuities

Single Premium Immediate Annuities / Deferred Income Annuities / Qualified Longevity Annuity Contracts / Medicaid Compliant Annuities

Cash Value Life Insurance

Limited & Level Pay Whole Life / Indexed Universal Life

Individual & Small Business Retirement Plans

Traditional IRA / Roth IRA / Rollover Services / 401(k) / Group Indexed Annuities - Fully Insured Defined Benefit Plans (Click to learn more)


Ancient Rome & Lifetime Income

Annuities can be confusing, but they don't have to be. Let's take a look back in time to explore how the concept originated.

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Helpful Retirement Strategies for Women

Helpful Retirement Strategies for Women

Learn how to address the challenges that women face when planning for retirement.
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How Women Can Prepare For Retirement

How Women Can Prepare For Retirement

Are women prepared for a 20-year retirement?
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Do You Find Annuities to Be Confusing?

Do You Find Annuities to Be Confusing?

If so, you are not alone.  Annuities are a widely misunderstood risk transfer solution.

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Frequently Asked Annuity Questions

Frequently Asked Annuity Questions

Do you find annuities hard to understand or do you have questions?  Are you curious about questions to ask advisors?

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Will You Be Ready When it's Time?

Will You Be Ready When it's Time?

To measure your progress toward retirement preparation, check off your “Done” items from the list.

Checklist
Immediate vs. Deferred Annuities

Immediate vs. Deferred Annuities

What is the difference and why would anyone want to utilize either strategy?

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Is There Really a "Retirement Crisis?"

Is There Really a "Retirement Crisis?"

 Are your savings on track? Will Social Security be enough?  Do you have an employer sponsored Pension?

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2021 Retirement Confidence Survey

2021 Retirement Confidence Survey

Stock market volatility can often cause us to feel a certain level of anxiety. Are you feeling prepared for your retirement?

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Take Charge of Your 401(k)

Every time you change jobs, you have some decisions to make about your old 401(k). In this ebook, we outline your four choices and explain the considerations of each.

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Free Retirement Guide

It's never too soon to start preparing for retirement. But do you know what to look out for? Download our free ebook, "Retire Happy: A Simple Guide to Your Next Big Adventure."



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