The purpose of the blog is to take financial concepts that can often be confusing and present them in a way that is easier to understand.  I will regularly post timely topics pertaining to risk transfer solutions, stories and case studies that I hope you will find to be informative and educational.  I am delighted to have you reading along!

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Thursday, April 21, 2022

The fact that I am writing this now and sharing the unbelievable view from our rental tells you that we did not drive our car off the side of the mountain but one of the first things I did upon arrival was to check for an alternate route on

Monday, February 28, 2022

Creating a financial strategy means thinking about the bigger picture, including a variety of issues like monthly income needs, handling unexpected expenses and preparing for rising healthcare costs. Protect your retirement!

Friday, February 11, 2022

Have you ever been bungee jumping, or have you ever considered it?  When I was in College, I went to Panama City with friends for Spring Break and one day, the crew was on a mission to find an escapade. I was a...

Monday, January 31, 2022

In the 25 Years I have been working in the insurance industry, experience has shown me that although annuities can provide extraordinary benefits for a suitable individual, they have become a widely misunderstood financial tool.

Monday, January 10, 2022

If so, you understand that while the plastic knife will get the job done, a steak knife would be a more efficient tool. When it comes to building and preserving your wealth, financial vehicles and solutions need to be structured in...

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Monday, January 10, 2022

While I am not actively golfing these days, I can resume at any time and take some lessons from a professional.  However, when it comes to being prepared financially, the scenario can be a bit more problematic.....

Tuesday, November 30, 2021

Glen sarcastically quipped, "you aren't going to try and sell us insurance, are you?" I assured them both that was not my intention and I was more focused on engaging in friendly conversation, along with some surprisingly delicious.....

Monday, November 15, 2021

Recently, I was notified of a mileage service alert by my vehicle. The fact that my car had reached 10,000 miles was relevant to me because served as a reminder that there are 10,000 people a day turning 65 in the United States......

Wednesday, October 20, 2021

If you have a family that relies on your income, remember that after you are gone, your income stops but your family's financial obligations do not.

Wednesday, August 4, 2021

I try to live a life without fear but frankly, the Chesapeake Bay bridge scares me to death! The bridge is a mile long, over water the entire way, it tends to be very windy and planes come too close for comfort on a regular basis....

Tuesday, July 6, 2021

Will your retirement dreams match your reality? That's perhaps the most critical question to ask people who are currently retired. Was your retirement what you expected, or was it something else? For more than 30 years, the Employee...

Thursday, July 1, 2021

Few life events are more stressful than a job loss (or change). Even when your career change is voluntary, your "new adventure" can bring about feelings of anxiety and uncertainty.